Terms of Use

Last Updated: June 4, 2026

1. Agreement to Terms

By accessing or using The Smart Insurance website ("Site"), operated by Addicted Affiliate LLC ("we," "us," "our"), you agree to be bound by these Terms of Use. If you do not agree, do not use this Site.

2. Description of Services

The Smart Insurance provides an online tool that allows consumers to compare auto insurance quotes from multiple licensed insurance carriers. We connect you with insurance providers who may offer you coverage. We are not an insurance company, agent, or broker, and we do not sell, underwrite, or bind insurance policies.

3. Consent to Contact (TCPA Disclosure)

By submitting your information through this Site, you provide your express written consent to be contacted by Addicted Affiliate LLC regarding your insurance inquiry via:

• Automated and pre-recorded telephone calls
• SMS and MMS text messages
• Manual telephone calls
• Email communications

You understand that this consent is not a condition of purchasing any goods or services. You may revoke your consent at any time by replying STOP to any text message or by contacting us at the information below.

4. SMS/Text Message Terms

By opting in to receive text messages from Addicted Affiliate LLC, you agree to the following:

• You may receive up to 5 automated text messages per week related to your insurance inquiry.
• Message and data rates may apply. Check with your carrier for details.
• Reply STOP at any time to opt out of text messages.
• Reply HELP for assistance.
• Consent to receive text messages is not required as a condition of purchase.
• Compatible carriers include AT&T, T-Mobile, Verizon, Sprint, and all major US carriers.
• Carriers are not liable for delayed or undelivered messages.

5. Call Recording

You understand and agree that telephone calls between you and our representatives may be recorded for quality assurance and training purposes.

6. Eligibility

You must be at least 18 years old and a legal resident of the United States to use this Site and submit your information.

7. Accuracy of Information

You agree to provide accurate, current, and complete information when using our services. You are responsible for the accuracy of the information you submit.

8. No Insurance Guarantee

We do not guarantee that you will receive insurance quotes, that any particular rate will be available, or that you will qualify for coverage. Insurance availability, rates, and coverage depend on factors determined by the insurance carriers.

9. Limitation of Liability

To the maximum extent permitted by law, Addicted Affiliate LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this Site or our services.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site constitutes acceptance of the updated Terms.

11. Contact Information

Addicted Affiliate LLC
Email: [email protected]
Website: e.thesmartinsurance.com